For those of us that celebrate Christmas, it happens once a year, on the same date – so why, for many of us, is it such a shock on our wallets.
I am not here to tell you how much to spend on your loved ones, I am not here to tell you about how I cover Christmas on 20p and a roll of tin foil – I just wanted to share the fact that if you tuck away a few quid now and each month till December it will be less of a shock.
A few years ago, it dawned on me that I was buying gifts for friends, their kids, all and sundry.
The silly fact was, is that they were buying for us too – we would happily swap bottles of wine (adults – obviously) and trading bits of plastic tat for the kids, so I decided to be brave and tell my friends and family that I no long wanted Christmas gifts, and, in turn I would not be buying for them – to my surprise, it was well received due to the fact that for example I was spending £20 on a gift for my mum and she would spend the same on me, we’d rather keep the £20 for something we wanted to spend it on – sorted…. (I do still make sweets and small gifts for birthdays).
I save £100 per month, in a separate account, and that covers Hubby’s and our kids Birthdays, Christmas and my car MOT and Service, which is helpfully just before Christmas 🙄
To start with, it was hard for me to save that much, going part time, it was a lot of cash, but it makes it SO much easier to know I have that money to use when I need it.
It is our daughters 21st this month, so that is a big one, but I have saved for it, they know that normally I have a set budget of £100 each for Birthday and Christmas, which is more than generous. Hubby and I normally buy something we want together, a short break or a more expensive meal out etc
It is my 50th this year, friends have celebrated theirs with far flung holidays, very expensive designer handbags etc I just want a family meal (that I don’t have to cook) and anyway, my birthday is just before Christmas, and I never enjoy going out over that period – far too many office Christmas parties going on (miserable git aren’t I 😉) I’d rather buy something for the house as it is my ‘Happy Place’
So, if you take my advice, think hard about those gifts you buy in auto pilot, set a strict budget, you don’t have to buy the whole food shop to make people happy – write a simple meal plan for the festive period – if you have friends or family staying, don’t throw your hands up on horror when they ask if they can bring anything- say yes…. ask them to bring wine or dessert or ask for vouchers for your favourite supermarket to help out – they won’t mind – honest – and if they do, I would wonder why I was hosting them 😉
I make treats and sweets, have a look at some of my Hamper Treats
Please share your tips with me 😊 How do you spread the cost?